Categories for Equity Release

What Does the Average New Female Lifetime Mortgage Customer Look Like?

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To mark International Women’s Day and its 2025 theme of ‘Accelerate Action’ regarding gender equality, we wanted to share our data to widen understanding of what a modern, single life applicant woman looks like within the equity release space. In 2024, 67% of our single life applicants were women, up from 64% in 2023. Property […]

Spray Foam Insulation: A Guide For Financial Advisers

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Regularly presented as an efficient way of insulating a home, spray foam has almost become the new Japanese knotweed in the mortgage space, rendering a property practically unmortgageable. Additionally, with over 250,000 homes in the UK featuring it, spray foam has become an increasingly hot topic in secured lending. So, what is spray foam, why […]

How to turn the dream of a sunny hideaway into reality

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For centuries, the British weather has been unpredictable and varied. As a small island in the North Atlantic, it is likely to be warm in the summer and cool in the winter, but these are not reliable assumptions. However, the early indicators suggest that the winter of 2023-24 will follow the usual, expected pattern. The […]

The Dangers of Neglecting Future Care Costs

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One can reasonably argue that the huge gap between public funding of social care and the growing demands of an older population will become even bigger and more unbridgeable in the next few decades. While most people save for a pension to ensure a good retirement, it is a shocking reality that only a few […]

Is Equity Release Trustworthy and Are You a Credible Advice Firm?

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Since my early days as an equity release adviser at Aviva in the late 1990s, and now as the CEO of Equity Release Supermarket, I’ve often been asked questions like “Is Equity Release trustworthy?”, “Would you, yourself opt for Equity Release or suggest it to your loved ones?”, and “Are you part of a credible […]

How Equity Release Could Help Aspiring Homeowners onto the Property Ladder

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A few years ago, my wife and I found ourselves in a departure lounge at Sydney airport, reflecting on our splendid five-week journey Down Under and wondering what might have been had we visited 25-30 years earlier. “Adelaide, the City of Churches, could be my home,” pondered my wife – Clare. “It’s cultured, effortlessly sophisticated, […]

The Role of Equity Release in Shaping the Future of UK’s State Pensions

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It’s the case that the number of policies that appear popular before an election but are subsequently put into action by a political party after assuming power is typically quite limited. Unfortunately, it’s a common occurrence that our elected officials tend to conveniently forget these promises once the election results are archived for scrutiny by […]

How to Refinance a Buy-To-Let Mortgage Using BTL Equity Release

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Here we discuss how Kim managed to refinance her existing buy-to-let mortgage with a new equity release plan, ensuring she maintained her goal of continuing her monthly repayments. In the next of our continuing series of articles on the theme of Buy-to-Let equity release, we explain how an existing BTL Landlord with a mortgage imminently […]