Solicitor/Director The later life lending sector has evolved significantly over recent years. As demand continues to grow and product options become more sophisticated, advisers are increasingly helping clients navigate transactions that are far more complex than they might initially appear. At the heart of every successful equity release case is a client who wants reassurance, […]

Despite property representing a major source of household wealth, equity release is largely still absent from retirement planning discussions, new research1 from Canada Life shows. Among the sample of homeowners2 who have spoken to a financial adviser about their retirement plans, just 7% were presented with equity release as an option unprompted. Only one in twenty (6%) […]

Article written by Royal London Equity Release, correct as of 7th April 2026. Let’s tackle the unhelpful myth head-on: equity release shouldn’t just be something clients consider when they’ve run out of options. Modern thinking (and modern product features) means that equity release can be used for positive, planned objectives,

Divorce can be a costly exercise, especially if a couple have multiple financial assets to consider as they approach retirement. It’s often women who feel the financial burden from a later life divorce. Mind the gap  Research from 1984 showed that almost half (49%) of the UK population thought that a woman’s ‘place’ was to […]

With only 9% of UK adults having paid for financial advice in the last two years, what does this mean for the future of the equity release industry? The equity release industry faces a paradox: while the broader financial advice market struggles with uptake, equity release remains an advised product, meaning customers must receive regulated, […]

As a mortgage broker, your role goes beyond securing the best mortgage deals for your clients. You also act as a financial guide, helping your clients navigate the complex world of homeownership and making sure they’re aware of options that could enhance their financial wellbeing. One of the increasingly popular financial solutions for older homeowners […]

Equity Release has become an increasingly popular way for clients to release equity from their property, although, as we know, it is not without its risks.  However, we believe equity release is an effective and efficient way of enabling clients to enjoy their retirement or consolidate debts by releasing monies from their home At Gilroy […]

Mortgage brokers are often the first point of contact for homeowners seeking advice on their financial needs. As trusted advisers, it is their responsibility to ensure that clients receive the most suitable solutions tailored to their individual circumstances. In an increasingly complex financial landscape, mortgage brokers must consider a broad range of options for their […]

As we enter the last few days of the year, it’s safe to say that 2024 has been a year of challenges for the later life lending sector and while the outlook has brightened significantly over the second half of the year, it has felt more like the first rays of light appearing between the […]

As an equity release lender, we observe unique trends around Christmas time that shed light on why people choose to unlock the value in their homes during this period. By analysing applicant demographics from December 2023, we can gain valuable insights into the type of homeowner who decides to take equity release, their reasons for […]