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The advice gap: Providing equity release advice in 2025

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With only 9% of UK adults having paid for financial advice in the last two years, what does this mean for the future of the equity release industry? The equity release industry faces a paradox: while the broader financial advice market struggles with uptake, equity release remains an advised product, meaning customers must receive regulated, […]

Assessing Risk and Vulnerability in Equity Release Clients

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Equity Release has become an increasingly popular way for clients to release equity from their property, although, as we know, it is not without its risks.  However, we believe equity release is an effective and efficient way of enabling clients to enjoy their retirement or consolidate debts by releasing monies from their home At Gilroy […]

How referring clients for expert equity release advice could help to mitigate compliance risk

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Mortgage brokers are often the first point of contact for homeowners seeking advice on their financial needs. As trusted advisers, it is their responsibility to ensure that clients receive the most suitable solutions tailored to their individual circumstances. In an increasingly complex financial landscape, mortgage brokers must consider a broad range of options for their […]

Equity release trends and demographics: Understanding the Christmas season

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As an equity release lender, we observe unique trends around Christmas time that shed light on why people choose to unlock the value in their homes during this period. By analysing applicant demographics from December 2023, we can gain valuable insights into the type of homeowner who decides to take equity release, their reasons for […]

Supporting Your Clients Through the Equity Release Process: How Gilroy Steel Solicitors Can Help

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At Gilroy Steel Solicitors, our client-centric approach ensures that each individual receives a professional, approachable, and efficient service as they navigate their equity release journey. We work closely with advisers like you to ensure that your clients’ legal requirements are handled seamlessly, providing peace of mind and transparency throughout the process. Here, we outline the […]

Nurturing Important Conversations

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At Canada Life UK, we’re building stronger, more secure and inclusive futures for our retirement, investment and protection customers. We hope to play an active role in supporting families throughout their working years and into retirement, helping them make the most of life. We want people to feel more in control, optimistic and prepared to […]

Understanding the Payment Term Lifetime Mortgage (PTLM) from Legal & General Home Finance: A Guide for Advisers

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Legal & General Home Finance offers a unique product called the Payment Term Lifetime Mortgage (PTLM), which is tailored for homeowners aged 50 and above. This innovative equity release solution enables individuals to access the wealth tied up in their property while keeping interest payments manageable and structured. While a PTLM is a type of […]