Flexi Choice Super Lite
  • Flexi Choice Voluntary Payment Super Lite Plan
  • : 6.14%
    : 6.44%
    : Free Valuation | Free Application | 10%pa Partial Repayment Option | Fixed Early Repayment Charges | Downsizing Repayment Charge Exemption | Fees Free Option*


  • Homeowner with a minimum property valuation of £100,000
  • Maximum property valuation permitted is £2 million in England, £1m in Scotland and Wales
  • Property located in England, Wales, Scotland
  • For flats & maisonettes, 85% of property value will be used
  • Minimum age of youngest homeowner is 55, maximum age of 84
  • Minimum loan of £10,000, maximum £1,000,000 (ask for details)
  • This product is only available via a limited number of brokers of which Equity Release Partners have been selected


  • Competitively priced interest rate lifetime mortgage plan
  • No repayments are necessary, although voluntary payments can be made if required
  • Ability to make voluntary partial repayments of upto 10%pa with NO penalty
  • Voluntary payments can be made annually to help control the balance
  • Fixed lifetime mortgage interest rate
  • No negative equity guarantee – can never leave a debt for your beneficiaries
  • Fixed early repayment charges over 15 years; Years 1-5: 6%, Years 6-10: 3%, Years 11-15: 1%, No penalty exists thereafter


  • Free valuation option
  • Option of repaying interest only/capital element annually requiring NO proof of income