Classic Lump Sum Super Lite
  • Pure Retirement Classic Lump Sum Super Lite Plan
  • : 6.14%
    : 6.43%
    : Free Valuation | Free Application | 10%pa Partial Repayment Option | Fixed Early Repayment Charges | Downsizing Repayment Charge Exemption | Fees-Free Option* | 3-Year ERC Exemption**


  • Homeowner(s) with a minimum property valuation of £100,000
  • Maximum property valuation acceptable to Pure is £2 million
  • Property must be located in England, Wales or mainland Scotland
  • For flats & maisonettes, 85% of property value will be used for assessment
  • Minimum age of youngest homeowner is 55, maximum age of 80
  • Minimum loan of £10,000, maximum £1 million (ask for details if higher)


  • Competitively priced interest rate for loan-to-value comparison
  • Single lump sum scheme
  • No repayments are necessary, although can be voluntarily made if necessary
  • Ability to make voluntary partial repayments of upto 10%pa with NO penalty
  • No Negative Equity Guarantee – can never leave a debt for your beneficiaries
  • Fixed early repayment charges over 15 years; Years 1-5: 6%, Years 6-10: 3%, Years 11-15: 1%, No penalty thereafter
  • **The 3-year early repayment charge exemption applies to joint life applications should the loan be repaid within 3 years of death, or long term care of the partner.


  • Free unlimited valuation option
  • Option of repaying interest only/capital element annually requiring NO proof of income